gives a monthly rate.
gives a yearly rate.
They are substantially age-dependent. Subsidies are available for those households under 400% poverty level (~$62,500/year). The costs are the same for all income levels over $62,500.
For myself and wife the first calculator gives $1715/month.
The second calculator gives $17,964/year = $1497/month.
I’ll be 64 and my wife 63 when I might need it in Dec 2014. In the mean time I’ll pay Cobra Costs of $853/month.
Also note for the family of two (same ages) with say $70,000/year income, it is the same $17,964/year and that represents 25.7% of their income.
That is preposterous. But these are only estimates at this time. I do hope it will improve with the vaulted competition of the exchanges.
Now a moderately poor family of two (ages in 60’s) with income of say $40,000/year, it is $3270/year (~8% of income) = $273/month. Good for them, they need it.
Now a poor family of two (ages in 60’s) with income of say $30,000/year, it is $1762/year (~6% of income) = $147/month. Good for them as well, they need it.
The big winners (the real “leeches and looters”) are the health care insurance companies (~30,000 more customers),the hospital conglomerates (less free emergency room treatment of indigents, and more paying customers), the pharmaceuticals (promises of no volume purchases from abroad), and fitness clubs (ObamaCare wellness programs cover monthly fees - more customers). All negotiated by Obama without an advocate for a single payer system like what works better internationally at 40% of the US costs/capita.
Now that’s our health care costs in 2007 well before ObamaCare. I somehow doubt ObamaCare will lower that, but I could be wrong.
